Cookie Policy

Cookies are small text files that websites place on computers to gather and store data

Once a cookie is installed on your computer the website can recognise you as a returning visitor. Cookies can be used for many purposes, including auto-filling forms, analysis of site performance, remembering items in a shopping basket, personalising content, providing member only access and targeting advertising. First party cookies contain the domain name of the website you are visiting. Third party cookies contain the domain name of a different website. The domain name indicates who owns the cookie. Session cookies are deleted from the browser when the browser is closed. Persistent cookies are only deleted by the browser once they reach their expiration date.

Recent changes to the law require all websites to obtain their users’ consent to the use of cookies

PensionsWatch seeks to comply with the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations which became effective in UK law on 26 May 2012. This law was introduced to ensure website owners obtain consent before collecting data about users’ online behaviour. We have audited the cookies used by our website, assessed them for their intrusiveness and included explicit cookie consent as an integral part of the site's user interface. The legislation can be viewed at:

Cookies used on this website

We have audited the cookies used on this site and believe they are not intrusive, they are solely intended to improve the site's technical performance. Cookies used on this website are a session cookie called 'LightSpeedSession' that enables clients to better interact with PensionsWatch servers and an authorization cookie called 'LightSpeedAuth' that enables NeXtStep® subscribers to login and access subscriber-only content (first party). The authorization cookie only exists for the time you are logged in and uniquely identifies you and your permissions within the site. When subscribers to NeXtStep® access the site they are granted a session cookie. This cookie holds no identifying information and is only used to allow better interaction between the client and the PensionWatch site.

Once users log in to NeXtStep®, an authorization cookie is used to identify the logged-in user and grant access to member-only content and services. Without the authorization cookie members would have to login at every attempt to access member-only content. We consider this session cookie and the authorization cookie to be essential for the delivery of member services on the website.

Managing cookies

You can set your browser to accept, reject or prompt you to decide to accept or reject a cookie every time a website attempts to place one on your computer. Cookies can also be deleted from your computer. Visit for more information about controlling cookies. Chrome browser users may use a cookie control function to monitor the cookies set by the websites they visit. In Chrome browser click on the icon beside the website domain name to access the cookie drop down.

Questions and comments about our cookies

If you would like to discuss any aspect of our cookie use please email